Today in Southeast Asia, 50% of small & medium businesses (SMEs) don't have access to credit because banks do not make enough profit on small size loans. Over here at Aspire, we aim to fill that massive gap by providing loans to SMEs in the region while also assessing the credit risks of borrowers via our proprietary risk modelling engine, which helps us to disburse loans within 24 hours to applicants. We strongly believe in the future of automation & machine learning and we seek to harness its' potential to help us evaluate the risk of borrowers to its highest degree of accuracy.
Founded in January 2018, we have since raised over US$9 million during our seeding round in early 2018, which includes investors such as Y-Combinator (a US-based seed accelerator that has invested in startups such as Dropbox, Airbnb and Reddit) and Insignia Ventures.
At Aspire, we pride ourselves on building an amazing team. We are in need of a Credit Risk Intern to join our very talented lineup.
The right person takes initiative, likes to learn & deals with integrity. This is a great opportunity for someone wanting to work to make a difference to your community with talented & motivated team members in a diverse, energetic workplace; and a company dedicated to your success, growth and advancement. Your main tasks will include the following:
- Researching for more data points that can help to explain an applicant's risk exposure
- Working closely with tech and product team to spec-out features that can significantly improve our risk model's reliability and accuracy
- Assessing borrowers' risk profile by analysing their data points such as their financial ratios
- Conducting field visits to look for any data not captured by quantitative information
Your Profile:
- Studying for or have recently graduated from a Bachelor's Degree, preferably in Accounting, Banking, Finance, Economics or Statistics
- Basic knowledge of Credit Risk
- Positive attitude, consultative approach and self-motivation to learn and upgrade your skills
- Strong interpersonal and communications skills as you will be regularly conversing with clients to find out more data points
- Strong analytical skills is required to understand information beyond its face value
Related Job Searches:
- Company:
Aspire Financial Technologies - Designation:
Credit Risk Intern - Profession:
Risk / Product / Project Management - Industry:
Finance